Monroe man charged with insurance fraud following fall at grocer

North Carolina Insurance Commissioner Mike Causey today announced the arrest of Louis Paul Gurganus Jr., 43, of 3309 Ridgewood Ave., Monroe. Gurganus was charged with insurance fraud, a felony.

Special agents with the Department of Insurance’s Criminal Investigations Division accuse Gurganus of falsely telling Sedgwick Claims Management Services Inc. that he was unaware of a liquid spill on the floor of a Monroe grocer before he slipped and fell.

The offense occurred between March 7 and March 9.

Special agents, along with Montgomery County deputies, arrested Gurganus on June 18. He was given a $2,000 bond and is due in Union County District Court on July 16.

“It’s estimated that property and casualty insurance fraud costs insurance customers $120 billion a year in increased premiums,” said Commissioner Causey. “The Department of Insurance has reinforced its criminal investigations procedures and personnel in an effort to make more arrests to keep fraud from driving up insurance costs.”

If you suspect insurance fraud or other white-collar crimes, you can report it anonymously by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840. Information is also available at

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Angela Brown
Angela Brown is the author of our Business & Economy section.