Greensboro woman charged with insurance fraud in smoke damage claim

North Carolina Insurance Commissioner Mike Causey today announced that Ebony Nicole Holsey, 27, of 1311 Flag St., Greensboro, was charged with insurance fraud and obtaining property by false pretense, both felonies.

Special agents with the Department of Insurance’s Criminal Investigations Division accuse Holsey of obtaining $35,701.26 from State Farm Insurance by presenting fraudulent photos and documents of smoke damage from a kitchen fire involving a renters’ insurance policy.

The offenses occurred between Nov. 20, 2020, and May 24, 2021.

Holsey was served with a criminal summons on Oct. 21. She is due in Guilford County District Court on Nov. 15.

“It’s estimated that property and casualty insurance fraud costs insurance customers $120 billion a year in increased premiums,” said Commissioner Causey. “The Department of Insurance has reinforced its criminal investigations procedures and personnel in an effort to make more arrests to keep fraud from driving up insurance costs.”

If you suspect insurance fraud or other white-collar crimes, please report it. You may report fraud anonymously by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840. Information is also available at

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Angela Brown
Angela Brown is the author of our Business & Economy section.